Is it possible to get free debt review removal

Free debt review removal is not possible

In South Africa, there is no legal way to have debt review automatically removed for free; the process involves fully settling your debts or completing the repayment plan set by your registered debt counselor. Once all obligations are fulfilled, the debt counselor issues a debt review clearance certificate at no cost, which can then be submitted to the National Credit Regulator (NCR) to update your credit profile. While the issuance of the clearance certificate itself is free, be cautious of any third-party services claiming to remove debt review for free or for a fee without proper verification, as the official process is straightforward and handled by registered debt counselors. Fraudsters falsely claim they can quickly remove debt review status from your credit record at no cost, promising to improve your creditworthiness. These scammers often ask for upfront payments or personal information under false pretenses, but in reality, only a registered debt counselor or the National Credit Regulator (NCR) can legally update or remove debt review status after full repayment or settlement. To avoid such scams, always verify credentials with the NCR, work directly with registered debt counselors, and be cautious of promises that seem too good to be true, especially if they request money upfront.

Frequently asked questions about ncr debt review termination or removal 

 

 

1.How does a  debt review listed consumer get their name removed from debt review for free?

 

The simple answer is that you can't be removed from debt review for free. There will always be fees charged to render the service. But you can be removed by us from debt review at a very affordable fee.

 

2.Do you contact us or the ncr for debt review removal?

 

You do not need to contact the national credit regulator(ncr), you can contact us directly for fast service our debt review removal process is quick and easy, we will give you a list of required documents e.g paid up letters.

 

3. I want to check my debt review status where do I go?

 

You can check your NCR debt review status by obtaining a copy of your credit report. You will see there if you still have a flag under the debt review. 

4. How much does it cost to remove the debt review status?

 

The cost to remove a debt review status varies depending on where the debt review process is, the debt review removal agency, and the specific circumstances of the debt review process. there may be administrative or service fees associated with the process of finalizing the debt review or obtaining clearance from the credit bureaus. It is advisable to contact the specific debt review agency for accurate and detailed information regarding any costs involved.

 

5. How to check your debt review status online for free?

 

To check your debt review status online for free, you can visit the official website of the credit bureau or debt review agency that manages your credit report, such as TransUnion, Experian, or Equifax. Log into your secure account using your personal details then navigate to the section related to credit profiles or debt review. Many credit bureaus offer a specific option to view your current debt review status, including whether you are under debt review, have been cleared, or if there are any unresolved issues. If online options are unavailable, you can also contact the bureau or agency via their customer service channels for assistance.